How each NZ trauma insurer defines 'Cancer' — what stages trigger a full payout, what triggers a partial-payment, what's excluded entirely. Cancer drives ~60% of NZ trauma claims so the definition shapes most claim outcomes.
5 active trauma products · 0 on file
Each section below is the verbatim text from that insurer's current policy wording PDF. Where a product doesn't address this topic specifically, we show "Not on file" rather than guess.
Wording effective 2026-05-17 · confidence verified
Not on file for this product.
Wording effective 2025-04-30 · confidence verified
Not on file for this product.
Source: https://www.fidelitylife.co.nz/media/bpbdqczq/life-protect-trauma-cover-policy-wording.pdf
Wording effective 2026-05-18 · confidence verified
Not on file for this product.
Wording effective — · confidence no data
Not on file for this product.
Wording effective — · confidence no data
Not on file for this product.
GET /api/topic/cancer-definition/summary.md — LLM-friendly markdown/api/product/{insurer}/{product}/facts.jsonA licensed adviser will walk you through the trade-offs that affect your specific situation.
Get a quote