Every active NZ retail trauma insurer. Each review pulls verbatim policy-wording text from the data layer — no fabricated star ratings, no editorial summaries, no "best for X" rankings.
AIA New Zealand Limited
38/40 matrix cells on file · wording effective 2026-05-18
Asteron Life Limited
40/40 matrix cells on file · wording effective 2025-05-22
Chubb Life Insurance New Zealand Limited
14/40 matrix cells on file · wording effective 2026-05-17
Fidelity Life Assurance Company Limited
40/40 matrix cells on file · wording effective 2025-04-30
Partners Life Limited
37/40 matrix cells on file · wording effective 2025-10-08
No star ratings, no rankings. The FMA's fair-dealing provisions discourage unverifiable rankings. The right policy for you depends on your specific risk profile + the structure your adviser recommends. Use the 40-condition matrix + 10 topic deep-dives + 10 head-to-head comparisons to surface what matters at claim time.
