# Fidelity Life — NZ trauma / critical-illness cover

**Legal entity:** Fidelity Life Assurance Company Limited
**Website:** <https://www.fidelitylife.co.nz>

Fidelity Life is a New Zealand trauma / critical-illness cover provider. Premiums are individually underwritten — this page mirrors the publicly disclosed policy facts only.

## Active products

### LifeProtect Trauma Cover

- **Wording version:** 2025-04-30
- **Source wording PDF:** <https://www.fidelitylife.co.nz/media/bpbdqczq/life-protect-trauma-cover-policy-wording.pdf>
- **Disclosed exclusions:** 29 clauses

## Machine-readable endpoints

- Insurer facts: <https://traumacover.co.nz/api/insurer/fidelity-life/facts.json>
- Insurer summary: <https://traumacover.co.nz/api/insurer/fidelity-life/summary.md>
- LifeProtect Trauma Cover facts: <https://traumacover.co.nz/api/product/fidelity-life/lifeprotect-trauma/facts.json>
- LifeProtect Trauma Cover full wording: <https://traumacover.co.nz/api/product/fidelity-life/lifeprotect-trauma/wording.md>

## Verify

- HTML review: <https://traumacover.co.nz/reviews/fidelity-life/>
- RBNZ Financial Strength Register: <https://bankregister.rbnz.govt.nz/>

*TraumaCover.co.nz mirrors publicly disclosed policy facts extracted from insurer wordings. We are not a Financial Advice Provider. Trauma cover is high-stakes — verify any condition definition against the source wording PDF before relying on a payout assumption.*

*Generated: 2026-05-30*