# AIA New Zealand — NZ trauma / critical-illness cover

**Legal entity:** AIA New Zealand Limited
**Website:** <https://www.aia.co.nz>

AIA New Zealand is a New Zealand trauma / critical-illness cover provider. Premiums are individually underwritten — this page mirrors the publicly disclosed policy facts only.

## Active products

### AIA Living Critical Conditions Cover

- **Wording version:** 2026-05-18
- **Source wording PDF:** <https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-critical-conditions-policy-wording.pdf>
- **Disclosed exclusions:** 33 clauses

## Machine-readable endpoints

- Insurer facts: <https://traumacover.co.nz/api/insurer/aia/facts.json>
- Insurer summary: <https://traumacover.co.nz/api/insurer/aia/summary.md>
- AIA Living Critical Conditions Cover facts: <https://traumacover.co.nz/api/product/aia/living-critical-conditions/facts.json>
- AIA Living Critical Conditions Cover full wording: <https://traumacover.co.nz/api/product/aia/living-critical-conditions/wording.md>

## Verify

- HTML review: <https://traumacover.co.nz/reviews/aia/>
- RBNZ Financial Strength Register: <https://bankregister.rbnz.govt.nz/>

*TraumaCover.co.nz mirrors publicly disclosed policy facts extracted from insurer wordings. We are not a Financial Advice Provider. Trauma cover is high-stakes — verify any condition definition against the source wording PDF before relying on a payout assumption.*

*Generated: 2026-05-30*